I am SO excited to let you know what I am honored to have participated in! 796 people across the nation logged in last week to hear me educate and illuminate them on real estate insurance.

And... we had FUN!

CLICK below to Listen in on a

National webinar from Gage Consulting with me,

Your Insurance Chick, as The Guest Expert!

http://yourinsurancechicknow.com/blog/

The Myth about the "Low" Deductible
 

      Have health insurance? Feel like you are getting nothing but empty pocket syndrome every month spending a fortune on the what ifs? What if I get sick? Or worse, what if my kid gets hurt? So how do we buffer the need for health insurance, yet keep our money in our pockets as much as possible?

     Do the math! The insurance company is going to get their money one way or the other, why not make them wait for it AND get service for it? First, a clarification: Your deductible is what you pay if you go into the hospital and rack up a huge medical bill. It is usually separate from your co-pay which is what you pay at the dr's doorstep.

     Example: Nick has a high deductible of $1500, while Julia has a low deductible of $250. Nick pays $318/mth, Julia pays $475/mth. Both are the same age and live in the same town (that erases most variables). The monthly payment has a difference of $157/mth, a total of $1884 a year. Add Julia's "low" deductible and her total additional expense is $2134. Now if she actually uses her plan completely, she has paid $634 a year more than Nick (2134-1500). If she does not use her plan enough to initiate the deductible, she has paid $2134 more than Nick. Why? She thought when she used her health insurance she would be saving money. So much for the "low" deductible and cost savings!

Call me, Let's take a look at what you are spending

and what I can potentially save you.

Whether you are a sole proprietor, LLC, or Corporation,

my program is business friendly and EASY!

Plus it comes with Your Very Own Insurance Chick.   

Have questions? Help is Always Here!
508.982.4751 or YourInsuranceChick@gmail.com

Did you know?

Your wallet can personally benefit from knowing and taking advantage of the differences between a mutual and a stock company. Understanding the differences leads to the ability to utilize the benefits and leverage them towards you depending on your investment. And Yes, an insurance policy is an investment in a company, whether it be health, life, or property. You are investing in a future promise to pay. The company better be there, they better be solvent, and they better have the money to pay their promise.

YourInsuranceChickNow.com/blog

For the Real Estate Investor: NO MORE Lost $$
 
Ever purchase a property and the insurance company requires 3 or 6 months paid in advance? And then you flip the property in 2 months, losing 1-4 months of money spent on the insurance? Earned Premium means once you pay it, even if you flip the property in a day, you have paid in full, my friend, completely non-refundable. How do we stop that? CALL ME! I have a plan that is paid month to month, no earned premium ever, and no heavy deposit. Plus, vacant & builder's risk properties can move easily through the process. No more agents doing drive-bys and calling you to notify you that your property is under construction, duh, and you now need to fill out forms and promising rebuild within a few days. My program is investor friendly and EASY! Plus it comes with Your Very Own Insurance Chick.   

Have questions? Help is Always Here!
508.982.4751 or YourInsuranceChick@gmail.com