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financial literacy

CTI's Summer Financial Literacy Institute for High School Students

Summer Financial Literacy Institute for High School Students

The Summer Financial Literacy Institute teaches real-world personal finance skills to local high school students. Students will learn how to budget, handle credit cards, how to set financial goals, and how to create an action plan to achieve their financial goals.

Students also learn how personal choices determine their roles as participants in the greater economy, and how the greater economy influences the decisions they make. This applied knowledge will give them the knowledge and confidence to successfully navigate the major financial decisions to come.

 

Students will meet for three days and cover the following topics:

 

Day 1: Money and Debt Management

• Track daily spending habits.

• Understand credit reports.

• Identify ways to decrease spending.

• Credit cards & loans.

• Identify possible ways to increase income.

• Identify helpful budgeting tools.

• Managing bills

• Creating a plan to achieve financial goals

Day 2: Consumer Economics

Students will learn to make informed decisions as they explore the opportunity cost associated with each consumer choice.

 

Day 3: Reality Fair

The Reality Fair will be an interactive activity where students have the opportunity to put into practice the knowledge they gained during the past two days by making the best money decisions for themselves based on their predetermined career and salary.

 

Dates: July 17-19, 2013                             Time: 9:00am-12:00pm

 

Location: Community Teamwork Inc.

                 155 Merrimack Street

                Lowell, MA 01852

 For More Information or to regsiter, please call Gladys at (978) 654-5673 or go onto www.ctifamilyfinance.org

Summer series workshop 2013 from Community Teamwork ( CTI)

Summer Series Workshop 2013

The Family Finance Solutions Program at Community Teamwork Inc. is empowering individuals and families to make sound financial decisions through the provision of quality training, education, and resources. Below is our summer series of workshops.

 

Workshops are free; include childcare and pizza for dinner.

 

                             Registration is required. Limited Spaces for Childcare

 

 

 

WEDNESDAYS from 6:00 -7:15pm

 

June 5

Get Smart About Credit

 

 

June 12

Finances for Couples Part 1: 

Understanding Your Family Money Decisions

 

 

 

June 19

Finances for Couples Part 2: 

Creating a Plan for Your Household

 

 

June 26

Adapting to Sudden Life Changes

 

 

July 24

Talking to Your Kids about Money

 

 

July 31

Building a Savings Cushion

 

 

 

Summer Workshops Series will be held at:

 

CTI’s James Houlares Early Learning Center - 126 Phoenix Ave Lowell MA 01852

 

 

To register today or for more information, please call Gladys at (978) 654-5673 or online at www.ctifamilyfinance.org

 

 

 

 

 

Budget Buddies is looking for women coaches.


 

Promoting responsible & sustainable home ownership.

Hello Kevin Wilett,

Good day.  Budget Buddies  is looking for women who would like to volunteer as coaches.  You do not have to be a financial professional to help or have mentoring experience. Budget Buddies provides ongoing training and support along with a wide range of teaching materials.  They are about to start their fifth program at the House of Hope in March, as well as a new program with Habitat for Humanity.

Budget Buddies is a local nonprofit organization that provides financial coaching to low income women in Greater Lowell.  In partnership with Jeanne D'Arc Credit Union, the innovative program combines workshops on budgeting, banking, and credit with one-on-one mentoring to help women develop core money management skills and tackle their individual financial issues. Each participant gets her own personal coach who works with her for about an hour each week over several months.

To learn more, call 978-703-0820 or visit their website: www.budget-buddies.org

Best wishes.

Jim Wilde
Executive Director
jim@mvhp.org 

www.mvhp.org